The Pradhan Mantri Awas Yojana (PMAY) was launched in the year 2015 with an aim of providing ‘Housing for All by year 2022’. Under the PMAY scheme affordable housing projects will be rolled out in rural as well as urban areas. In 2017, the scope of the scheme was broadened with the launch of the Credit Linked Subsidy Scheme (CLSS) which will offer interest subsidy on home loans taken by eligible citizens. This section provides an understanding on both these schemes.

 

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